About Us

Gerard Associates Ltd. is a local Bristol company established by Bill Guibarra FPC and Gary Barlow FPC.

Based in Bristol - UK - we offer our financial services to anyone in the UK, and also to overseas clients and expatriate Britons. Our approach to advice is to seek a holistic solution to the many financial challenges that face us as families and businesses; as we seek to bring a degree of planning and security to our finances.

Gerard Associates Ltd. listen to what their clients have to say and make every endeavour to seek sensible and sound solutions to their client's aspirations for a more sound, profitable and secure tomorrow. We are a very approachable company and value our clients.

An Independent Advisor

Unlike many Independent Financial Advisers we are not tied to a particular provider, and are free to advise on every financial product from every product provider in the market. Our sophisticated computer software helps us to select the most suitable products to meet a client's particular financial objectives. Gerard Associates Ltd. check the finer points (i.e. read the small print ) of every product recommended, and we are regulated by the Financial Services Authority.

Your objectives

Gerard Associates Ltd focuses on our clients' needs, aspirations and financial objectives, rather than products. We offer guidance right across the board, with particular emphasis on areas that can easily be overlooked by less experienced advisers. 

Effective Planning

We may cover such diverse issues as writing policy death benefits in trust, arranging 'enduring powers of attorney', inter-vivo life cover, restructuring debt or investment, assignment or sale of existing policies, re brokering life cover and re-writing of wills to include nil band rating- all areas neglected by most clients and some advisers. 

Relationships Count 

Our aim at Gerard Associates is to establish permanent relationships with clients looking for ongoing advice, to help them achieve anything from short term financial objectives to a lifetime financial plan. We actively encourage regular reviews to ensure the continuing suitability of our initial recommendation. 

To get the most from our service you will need to be prepared to set aside sufficient time to talk to us and to provide us with as much information as possible about your present financial position. We need to know your main concerns and, where possible, any specific financial goals and aspirations. 

This allows us to give the attention to detail and bespoke service we feel our clients deserve. In many cases, we are able to make recommendations and arrangements which clients would be unable to make for themselves.